In the beginning of your relationship, when your credit card was all shiny and new, it attracted your attention by teasing you with a low interest rate and the promise of a lifetime of lavish rewards and lots of laughs. So you and your card hooked up, and at first, it was a match made in heaven. You took your credit card wherever you went, consulted with it before making major life purchases, and once spent a romantic weekend with it
touring the Louvre and visiting the Eiffel Tower.
But lately, things have been different. You’ve noticed that your card has let itself go. It’s put a few pounds on the interest rate and no longer seems eager to give you free airline rewards or triple points on gas and groceries. And naturally, you’re wondering if there are better credit card offers out there.
It doesn’t have to be that way. You can negotiate with your credit card and reclaim some of the magic. But as with any relationship, plastic or human, it takes work. So if you want to negotiate with your credit card — OK, the credit card company — here’s what you need to know.
Prudential California Realty
805-766-7373
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