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Beyond the numbers: What it takes to qualify for real estate purchase: Buying Ventura Real Estate

by garyandlisa April 6, 2011 Buyers

Figuring out whether you qualify for a home loan, how much house you qualify to buy, and if not, what steps you need to take to get qualified is not a do-it-yourself deal, people. It’s also not that simple; there is a lot of information on these topics online, and I’m happy …

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It’s Not Final until it’s Final! Don’t Jeopardize Your Loan Approval: Home Buying – Ventura Real Estate

by garyandlisa April 4, 2011 Buyers

Good behavior matters.

With that in mind, here are 8 things you should absolutely not do between the date of application and the date of funding.  I’ve been doing this long enough that I can say with certainty: Ignore these rules at your own peril.

Bad Mortgage Behavior, Defined

Don’t buy a new car or trade-up to a bigger …

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11 Financial Tips for 2011 – Start with Your Home: Ventura Real Estate

by garyandlisa April 3, 2011 Buyers

Run through this checklist – here are 11 things you need to think about as 2011 gets started.  Some of these things you need to do, some of these things are ok for 2012…

Build an Emergency Fund
Pay off any debts that aren’t increasing your wealth – Credit cards, auto loans, and student loans aren’t increasing …

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