Buyers

Mortgage Applications Increase as Investors Jump into the Residential Market – Homes for Sale Ventura, CA

by Gary and Lisa Schoeffler April 6, 2011 Investors

Although analysts are sounding a cautionary note, the number of Americans applying for mortgages rose by 16.1 percent in the first week of March – the largest monthly increase since June of 2009. The activity could be due to investors with money to spend, and not the first-time homebuyers who will play a vital role …

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How will the Rise in FHA Premiums Effect You? Ventura Homes for Sale

by Gary and Lisa Schoeffler April 4, 2011 Buyers

In part due to the increasing share of new mortgages being financed under its auspices, the Financial Housing Administration (FHA), is once again raising costs on its annual mortgage insurance premiums, effective April 18th.

The increase, which will comprise of a 0.25% rise in costs for both 15 and 30 year fixed-rate mortgages, is part of …

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11 Financial Tips for 2011 – Start with Your Home: Ventura Real Estate

by Gary and Lisa Schoeffler April 3, 2011 Buyers

Run through this checklist – here are 11 things you need to think about as 2011 gets started.  Some of these things you need to do, some of these things are ok for 2012…

Build an Emergency Fund
Pay off any debts that aren’t increasing your wealth – Credit cards, auto loans, and student loans aren’t increasing …

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