Is Tax Time a scramble to get your paperwork together? Once your taxes are filed, do you shove those important papers in a drawer or box? This year, why not break this habbit of disorganization, and use tax time as an opportunity to permanently give order to your personal and financial affairs?
In the case of papers and belongings that are valuable or irreplaceable, the best storage is in the Underwriters Laboratories (UL) classified fire-resistant storage container.
Items to keep in your fire-protective container indefinately are: Birth and Death Certificates; Deeds; Health Records; Home and Property Inventory (and updates); Marriage Certificate, Divorce, Custody and Adoption papers; and Wills.
Items to keep for 6-7 years are: Contracts; Bank and Credit Card Records; and Tax Records.
Items to keep for 3-4 years: Mortgage loan papers (3 years after pay-off); Insurance Policies (4 years after expiration date) and stocks and bond certificates (4 years after sold).
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