Buyers

If you are interested in buying Real Estate in Ventura County, we are ready to assist you! Whether you are a first time home buyer or an investor, new to the area or lived here all your life, this is an excellent place to begin your search for property. We service Ventura, Camarillo, Oxnard, Ojai, Carpenteria and the surrounding areas.

Beyond the numbers: What it takes to qualify for real estate purchase: Buying Ventura Real Estate

by Gary and Lisa Schoeffler April 6, 2011 Buyers

Figuring out whether you qualify for a home loan, how much house you qualify to buy, and if not, what steps you need to take to get qualified is not a do-it-yourself deal, people. It’s also not that simple; there is a lot of information on these topics online, and I’m happy …

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Home Warranties-Great Protection for the new Homeowner: Real Estate in Ventura County

by Gary and Lisa Schoeffler April 5, 2011 Buyers

According to many home warranty providers, the highest rate of homeowner claims encompasses water heaters, furnaces and central-air conditioning, while major appliances covered by a home warranty generally start to require servicing at five years of age. Since home systems and large or built-in appliances are acquired during a home sale, there are many unknowns—such …

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It’s Not Final until it’s Final! Don’t Jeopardize Your Loan Approval: Home Buying – Ventura Real Estate

by Gary and Lisa Schoeffler April 4, 2011 Buyers

Good behavior matters.

With that in mind, here are 8 things you should absolutely not do between the date of application and the date of funding.  I’ve been doing this long enough that I can say with certainty: Ignore these rules at your own peril.

Bad Mortgage Behavior, Defined

Don’t buy a new car or trade-up to a bigger …

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How will the Rise in FHA Premiums Effect You? Ventura Homes for Sale

by Gary and Lisa Schoeffler April 4, 2011 Buyers

In part due to the increasing share of new mortgages being financed under its auspices, the Financial Housing Administration (FHA), is once again raising costs on its annual mortgage insurance premiums, effective April 18th.

The increase, which will comprise of a 0.25% rise in costs for both 15 and 30 year fixed-rate mortgages, is part of …

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11 Financial Tips for 2011 – Start with Your Home: Ventura Real Estate

by Gary and Lisa Schoeffler April 3, 2011 Buyers

Run through this checklist – here are 11 things you need to think about as 2011 gets started.  Some of these things you need to do, some of these things are ok for 2012…

Build an Emergency Fund
Pay off any debts that aren’t increasing your wealth – Credit cards, auto loans, and student loans aren’t increasing …

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Why Rental Property is Still a Great Investment: Ventura Homes for Sale

by Gary and Lisa Schoeffler April 3, 2011 Buyers

It is an out-of-favor asset class that has attracted the attention of David Ackman, a hedge fund manager with a fondness for contrarian investments.  “The best investments we’ve made are the ones no one else would touch,” Ackman explains.  That’s why he’s so hot on Single Family Home Rental Property.  They are cheap, he says.  …

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Mortgage photo

Avoid 10 Common Mortgage Mistakes Home Buyers Make – Ventura Real Estate

by Gary and Lisa Schoeffler March 18, 2011 Buyers

Image via Wikipedia

10 Mortgage Mistakes You
Can’t Afford
Tips for making sure you get the financing you need
By Broderick Perkins

Beware of these top 10 mortgage mistakes made when buying a new home. Photo: iStock
Landing a mortgage loan opens the door to home ownership, but it’s no longer the inalienable right it appeared to be during boom …

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Homes on Ventura Beach

Ventura Real Estate: Looking for Beachfront Property?

by Gary and Lisa Schoeffler February 25, 2011 Buyers

Ventura has some of the most amazing coastline and the most affordable beachfront property between Santa Barbara and Malibu, California.   Gary and Lisa Schoeffler sold the most property in the Ventura Lanes last year, and the only two sales over a million dollars.  If you are interested in buying or selling in Ventura Beach Property, give them …

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Thumbnail image for Ventura Real Estate: Tour This Unique Home Built By Fred Snodgrass

Ventura Real Estate: Tour This Unique Home Built By Fred Snodgrass

by Gary and Lisa Schoeffler February 6, 2011 Buyers

Looking for a unique home? One of a kind, with a romantic history? Built by Fred Snodgrass, who was best known for dropping a fly ball that lost the 1912 World Series for the New York Giants. This house was located, on his ranch, about 1 mile further down Loma Vista than where it sits …

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Remodel photo

Great Ventura Remodel / Ventura Real Estate

by Gary and Lisa Schoeffler January 25, 2011 Buyers

Ventura Real Estate Professionals, Gary and Lisa Schoeffler and Lindy Matheney want to share with you a beautifully remodeled home they saw while out looking ant properties.  This home is located near Buena High School and features a newly remodeled kitchen with granite counter tops, a stacked rock fireplace and an outdoor kitchen in the …

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